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Ratesautos.com is an online insurance referral site. We match and directly connect consumers with insurance companies and agents across the US. Our site does not provide quotes directly to consumers and is not in any way affiliated with any of the insurance carriers. We do not provide insurance and we do not represent any specific insurance provider or automobile company. All trademarks and copyrights are the property of their respective owners. All articles on this website are for information purposes only. This website contains affiliate marketing links and phone numbers which means that the operators of this site may get paid commission on sales of the products or services advertised. Ratesautos.com provides access to independent auto insurance services and acts as an affiliate to these services. Your access to this website is subject to its Terms and Conditions. California residents only: Do not sell my info.

Please note that lowest listed rates and potential savings may not be representative or available from all companies. Ratesautos.com matches users to advertisers and insurance agents only after we've received certain information from you, and your actual rates and savings will vary based on your location, coverage limits, deductibles, driving records, type of vehicle, affiliations, and many other variables. The rates included in our advertising reflect the lowest monthly premium when paid semi-annually for a 2010 Kia Optima 4 Door Sedan driven for pleasure with less than 3000 miles per year for a male, 41 or older driver with an above-average driving record. Safe driver, association and alumni membership, and other discounts may have been applied.